Your
questions
are answered
below, contact
us for anything
on a payday
advance.
How
can I apply for
one of your fast
payday advance
products?
It's quick and
easy. You just
fill in the form
then we will tell
you if you have
been passed to
borrow with us
today, you don't
need to call us,
there is no waiting
with us as there
is no credit score
and or check needed
to be
done on yourself,
if your accepted
then just
enter your bank
info and also
debit card info
too so you can
repay us and then
just sign the
form all done
online too, no
faxing is needed,
or posting of
documents too,
we will send
your money into
your bank
same day as well.
The entire application
takes only 5
minutes so very
quick for you
to do. Some banks
take upto 48 hours
to accept our
bank transfer
of your money,
please be aware
of this when you
apply for a
payday advance
today.
Am
I ok to apply
if I have bad
or poor credit
rating or finance
arrears?
We accept most
applications,
even those with
mortgage arrears,
CCJ's and defaults
too, all one online,
we don't do a
credit check,
w elook at how
you are now.
What
can I borrow?
Borrow anything
from £80
up to £750
with us, once
you have applied
we tell you what
you can borrow,
charges are £25
per £100
you lends form
us, see below
for more info.
What
do you charge
me?
For every £100
you borrow we
charge £25,
the APR seems
high but this
is based on an
annual lend, see
chart below.
You
can see that the
APR for
the two instalment
loans and our
service
are the
same but the actual
interest you pay
as a % of the
loan
is quite different
too,
and also a lot
lower
too with a payday
advance service
like
we provide.
Compare
our fees and service
against what your
bank charges
you
for going overdrawn
below.
This
is why we
make it quite
clear how much
you shall repay
in total rather
than on just the
standard APR figure.
Please
contact MEM Finance
if you hav any
questions.
How
is it repaid?
When you apply,
if we say yes
you enter your
card details and
an agreed date,
we take the money
and our charge
son that agreed
date.
Am
allowed
to delay
the repayment
to you?
Yes if a situation
occurs you can
defer repaying
the loan back
a further month
though there are
more charges per
month added,
contact us if
you have any problems
and may need to
do this.
Would
I qualify with
you ?
Yes if you have
whats below:
- Be
over 18 years
plus.
- Be
in full time
work.
- Your
pay
is more
then £750.
- You
own a debit card
and bank from
the UK .
What
if my details change
after I get a payday
advance with you.
Simply
contact us as soon
as you can and
we will help.
If
I'm struggling
to pay it back on
the agreed date
what can I do?
If
you contact us
straight awya we
can help you.
What's
the advantage
of taking out
this service
with you.
Takes
2 minutes
No fax to send
We send the money
the same day
We don't need
credit checks
We tell you fast
if you can borrow
from us
When
do you open online?
Apply
anytime you like,
we are open 24/7
for you.
I
need to contact
you, how?
We are open 6
days a week, contact
us anytime for
help
Call
with: 0871
550 0073
Email
us here at: customer.services@paydaynow.co.uk
Post
to the address
below:
Payday
Now
PO
Box 255
Bicester
Oxfordshire
OX26
4ZY
