Will my arrears or poor credit stop me getting a payday cash loan?

When you apply we base our decision on your present status and not on how you were last month or a few years ago. We do not process a credir check on you so even if you have some CCJ's and defaults you may still be accepted with us for a payday cash loan.

We understand people may have had problems in the past but maybe in a position now to borrow. Because of this we accept people with arrears etc to borrow a short term loan from us. We base your application and our answer on how you are now.

You simply apply online and we give you an instant answer too so there is no waiting around for a phone call or letter to sign and send back, it's all done online so it's quick and instant and can help your money issue.

The money is sent the same day if you are cleared to borrow from us and as soon as you sign online we send the money direct to your own bank account for you to spend as you wish.

If your not sure if you qualify please see the how you qualify page for info on this, if you have any question you can call us anytime and we will gladly help you.

Also if you are accepted with us then if there are no problems when you pay it